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Payit, Payment Processing Solution

Credit card processing via the Internet is quickly gaining traction with merchants for its ease of use, speed, security and cost efficiency.

At Pay it, our payment gateway combines the functionality of an electronic countertop terminal with the power to process transactions online. Merchants are able to accept credit and debit cards with a single integrated system that is flexible enough to add features as their needs change.

The process — which is typically completed in just seconds — begins when the costumer access manually on a keypad or website payment page all his/hers credit card information. The information is transmitted securely through an Internet connection from the merchant to the processor, who passes it along to the card issuer/bank. The issuer authorizes or declines the transaction and notifies the processor. The processor sends the authorization to the merchant, who completes the sale and issues a receipt. Within days, the processor deposits the proceeds from the sale into the seller’s merchant account.

The Process

The process — which is typically completed in just seconds — begins when the costumer access manually on a keypad or website payment page all his/hers credit card information. The information is transmitted securely through an Internet connection from the merchant to the processor, who passes it along to the card issuer/bank. The issuer authorizes or declines the transaction and notifies the processor. The processor sends the authorization to the merchant, who completes the sale and issues a receipt. Within days, the processor deposits the proceeds from the sale into the seller’s merchant account.

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